Financial wellness for the real world

Financial wellness workshops your employees will actually use.

I help people move from money stress to clear, practical action — with real numbers, real stories, and zero judgment.

Book a workshop Speaking, media & other ways to work together

Why HR teams book Sandy

I've sat on your side of the table.

By day, I'm a global payroll director with years of HR and benefits experience. I know the money questions employees bring to HR — and the ones they're too embarrassed to ask. That's why my workshops connect personal finance to the benefits your company already offers, so employees actually use them.

Nearly 20 yearsteaching personal finance

CFEICertified Financial Education Instructor

Thousandsof students taught online

Signature workshops

Practical sessions built for real financial lives.

Your 401(k), Demystified

I started with 1% of a $12/hour paycheck. Today my 401(k) is over $800K. This session walks employees through enrolling, getting the full match, choosing investments, and avoiding costly mistakes like loans and cash-outs.

Best forOpen enrollment, new-hire onboarding, retirement month

Debt-Free by Design

The same system I used to pay off six figures of debt, built around my SMART Debt Reduction Planner. Employees leave with a realistic payoff plan, not just motivation.

Best forNew Year kickoffs, financial stress initiatives

Add-onPlanners available for every attendee

Earn More Without Burning Out

Practical, honest ways to build extra income — with a reality check on what's actually worth your time.

Best forEmployee resource groups, community and member organizations

Every workshop is 45–60 minutes, interactive, and available virtually or in person. Multi-session series available.

As featured in

The New York TimesExperian

Speaking in action

Other ways to work with Sandy.

From corporate workshops and conference panels to media interviews, Sandy meets audiences where they are.

SpeakingPanelsMedia interviewsConsultingBulk planner purchases

Sandy Smith presenting financial education to an audience — Corporate financial education

Sandy Smith speaking on a panel — Panels and community conversations

Sandy Smith leading an interactive workshop — Interactive workshops

Sandy Smith participating in an interview at Experian — Media and expert interviews

Start a conversation

Tell us about the opportunity.

Share what you are planning, who you hope to reach, and your ideal timing. Sandy will review your inquiry and follow up by email.

Workshops start at $2,000. Custom series and keynote pricing available on request.

Not sure which format fits?Describe your goals and Sandy can help identify the right starting point.